For over 175 years, NYLife Securities has been a cornerstone in securing financial futures for families. As the largest mutual life insurance entity in the U.S, NYLife Securities is distinguished by its robust financial standing, boasting the highest ratings from leading agencies. Its commitment to financial integrity is reflected in over 167 years of dividend payouts, with a staggering $2 billion in 2023 alone. This dedication is further underscored by the over 136,000 volunteer hours from its employees and agents, as well as substantial philanthropic efforts, including $32.15 million in 2022 and $2.1 million in volunteer grants to foster local communities.
Key Takeaways
- NYLife Securities has over 175 years of experience in helping families achieve financial security.
- The company is the largest mutual life insurance company in the U.S. and has earned the highest financial ratings.
- NYLife Securities is committed to supporting its policy owners and communities, demonstrated through its dividend payments, volunteer efforts, and philanthropic giving.
- The company’s diverse workforce and leadership team reflect its dedication to inclusion and representation.
- NYLife Securities offers a wide range of personalized financial solutions to help you grow your assets and protect your family.
Personalized Financial Solutions from NYLife Securities
At NYLife Securities, your financial well-being is our top priority. Your dedicated Financial Services Professional will take the time to thoroughly understand your current financial situation, goals, and risk tolerance. They will then work with you to review and evaluate your existing investments, identifying opportunities to optimize your portfolio and align it with your long-term objectives. This personalized approach ensures that the financial solutions recommended are tailored to your specific needs and circumstances.
Understanding Your Unique Financial Situation
Recognizing that every client’s financial journey is unique, our financial professionals will conduct a comprehensive assessment of your current financial standing. They will closely examine your income, assets, liabilities, and risk tolerance to gain a deep understanding of your complete financial picture. This holistic approach allows us to develop a customized strategy that addresses your specific financial goals and concerns.
Reviewing and Evaluating Your Investments
Once we have a clear understanding of your financial situation, we will meticulously review and evaluate your existing investments. Our team will analyze the performance, diversification, and alignment of your portfolio with your long-term objectives. By identifying potential areas for optimization, we can work together to make informed decisions that help you achieve your financial aspirations.
| Service | Description | Fees |
|---|---|---|
| Mutual Fund Advisory Program | Fully diversified asset allocation portfolios and specialized focused portfolios | 0.10% to 0.45% of AUM annually |
| Separately Managed Accounts (SMA) | Access to a selection of investment managers and asset classes, including alternatives | 0.25% to 0.80% of AUM annually |
| Rep Directed Programs | Flexibility for Advisors and clients to construct their own portfolios of mutual funds, ETFs, and equities | Varies based on program |
| Unified Managed Account (UMA) | Integrating multiple investment strategies within a single account for benefits including rebalancing and improved client reporting | Varies based on program |
NYLife Securities, a subsidiary of New York Life Insurance Company, has over $100 billion in assets under management. The firm’s fee schedules typically range from 0.10% to 0.45% of assets under management (AUM) annually for the MAS team and 0.25% to 0.80% of AUM annually for the SMA Group3.
“We are committed to providing our clients with the personalized attention and guidance they need to achieve their financial goals. Our team of experienced professionals is dedicated to empowering you to make informed decisions and take control of your financial future.”
At NYLife Securities, we understand that your financial journey is a lifelong pursuit. By working closely with you to understand your unique circumstances and optimize your investments, we can help you navigate the complexities of the financial landscape and secure a brighter tomorrow.
For more information or to schedule a consultation, please don’t hesitate to contact us at 4 (800) 225-5695 or visit our website at nylifesecurities.com.
Grow Your Assets with NYLife Securities’ Investment Options
NYLife Securities provides a broad array of investment solutions to enhance your financial growth and security. Whether aiming for retirement, education funds, or long-term wealth, our seasoned financial experts will guide you. They help in selecting investments that match your specific needs and risk comfort level.
Retirement Savings Plans
Retirement planning is crucial, and NYLife Securities recognizes this. We offer tax-advantaged accounts like 401(k)s, IRAs, and Roth IRAs. These help you maximize savings and prepare for a secure retirement. Our team will tailor a retirement plan to your unique situation and goals.
College Savings Plans
For many, investing in education is a top priority. NYLife Securities provides 529 college savings plans. These plans offer tax-deferred growth and tax-free withdrawals for education expenses. Our experts will assist in selecting the best 529 plan and strategizing for your children’s educational dreams.
Mutual Funds and Exchange-Traded Funds (ETFs)
Seeking to diversify your portfolio for growth? NYLife Securities offers a wide selection of mutual funds and ETFs. Our financial experts will help craft a diversified portfolio. This leverages the benefits of these investments, including professional management and exposure to various asset classes.
| Investment Option | Minimum Investment | Key Features |
|---|---|---|
| Mutual Funds | $1,0006 |
|
| Fixed Annuities | Flexible6 |
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| Variable Annuities | Flexible6 |
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| 529 Plans | Flexible6 |
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At NYLife Securities, our commitment is to aid in your financial growth and goal achievement. Our investment options are tailored for flexibility, diversification, and growth potential. Reach out to our financial professionals today to explore how we can assist you in meeting your investment targets.
Diversifying Your Portfolio with nylife securitie
Diversification is essential for smart investment strategies, and NYLife Securities is committed to aiding you in crafting a balanced portfolio. Our financial experts will collaborate with you to evaluate your current investment mix. They will pinpoint areas where you can expand your holdings across various asset classes, sectors, and investment vehicles.
By distributing your investments widely, you can potentially lower your risk and boost the growth potential of your portfolio. This approach involves allocating your assets across different stocks and sectors. It also includes using mutual funds and ETFs, and investing in a mix of assets like stocks, bonds, cash equivalents, real estate, and commodities.
Strategies for comprehensive asset allocation and diversification aim to reduce the impact of extreme highs and lows in investment returns. This approach provides stability during market fluctuations and ensures steady long-term growth. It’s vital to invest in a variety of sectors and regions for better diversification. This is because 96% of the global population (accounting for 75% of the world’s GDP) resides outside the U.S.
Diversification transcends mere asset spreading; it’s about tailoring your portfolio to your financial objectives and risk comfort level. The team at NYLife Securities is ready to assist you in creating a tailored diversification plan. This plan will help you navigate market volatility and reach your financial goals.
“The key to successful investing is not predicting the future, but rather diversifying your investments to manage the uncertainty of the future.” – David Swensen, Chief Investment Officer, Yale University
Protecting Your Assets with NYLife Securities
NYLife Securities recognizes the critical need to protect your assets and secure your financial future. We offer a broad array of insurance and annuity solutions. These are designed to ensure dependable income and strong wealth protection.
Annuities for Retirement Income
Our annuity products aim to provide a consistent income stream in retirement. This offers you financial stability and peace of mind. Our financial experts will tailor an annuity strategy to meet your specific needs and goals.
Life Insurance for Wealth Protection
NYLife Securities also provides a variety of life insurance options for your family’s financial security. With the right policy, you can protect your loved ones and preserve your wealth, even when life throws unexpected challenges.
Our mission at NYLife Securities is to empower you to manage your financial future effectively. Our team of seasoned financial professionals is committed to crafting a detailed plan. This plan will safeguard your assets and ensure your long-term security.
