Oxford Auto Insurance has been a cornerstone in Chicago’s car insurance landscape for over 65 years, boasting a remarkable 98% customer satisfaction rate1. This enduring success and high satisfaction level distinguish Oxford as a leading provider of affordable car insurance in the Chicagoland region.
In Illinois, owning a vehicle necessitates a minimum liability insurance coverage1. Oxford Auto Insurance recognizes the critical need for dependable and budget-friendly insurance options. They leverage their extensive network to compare rates from over 15 insurance companies, ensuring you receive the most economical rate1. Offering flexible payment options and discounts up to 25% for those with less than stellar driving or credit histories, Oxford simplifies securing adequate car insurance at a manageable cost1.
Oxford Auto Insurance stands out with its remarkably low monthly premiums, starting at just $231. This affordability, coupled with their dedication to securing comprehensive coverage at the most competitive rates2, positions Oxford as a premier choice for Chicago auto insurance.
Key Takeaways:
- Oxford Auto Insurance has over 65 years of experience providing affordable car insurance in Chicago
- 98% customer satisfaction rating demonstrates their commitment to exceptional service
- Flexible payment plans and low monthly payments starting at $23
- Shops and compares rates from more than 15 insurance companies to find the best deal
- Offers savings of up to 25% for drivers with less than perfect records or credit
Why Choose Oxford Auto Insurance?
For those in the Chicago and Chicagoland area seeking an experienced auto insurance provider, Oxford Auto Insurance stands out. With over 65 years of industry experience34, it has built a reputation for quality customer service and affordable coverage options.
Over 65 Years of Experience
Oxford Auto Insurance has been a pillar in Illinois for over six decades34. This extensive tenure has given the company a profound grasp of the region’s insurance needs. They offer tailored solutions that fulfill the state’s minimum coverage requirements. These include $25,000 of liability insurance for bodily injury per person, $50,000 for bodily injury liability insurance per accident, and $20,000 for property damage coverage35.
98% Customer Satisfaction Rating
Oxford Auto Insurance boasts a remarkable 90% customer satisfaction rating45. This reflects their dedication to delivering exceptional service. By comparing policies from 15 insurance providers45, they ensure customers get the best rates and coverage options in the market.
Exceptional Customer Service
Oxford Auto Insurance operates over 50 locations across Illinois3, providing unmatched accessibility and convenience. Their team of insurance professionals is committed to finding the best coverage at affordable rates, aiming to save customers up to 25% on car insurance3. Their dedication to quality service is also seen in low down payment options4 and monthly payments starting at just $23345. This makes it easier for drivers to get the coverage they need without financial strain.
Comprehensive Auto Insurance Coverage
Oxford Auto Insurance provides a broad array of auto insurance coverage to safeguard your finances while driving. With 761 fatal crashes on Illinois roads as of October 16th this year, having sufficient insurance is paramount6. Comprehensive auto insurance covers non-collision issues like theft, floods, fire, animal crashes, and weather-related incidents7.
Liability Insurance
In Illinois, all drivers must carry basic liability insurance6. This coverage shields you if you’re at fault in an accident, covering injuries and property damage to others. Illinois’s minimum liability coverage includes $25,000 for bodily injuries per person, $50,000 for total bodily injury per accident, and $20,000 for property damage6.
Collision Insurance
Collision coverage safeguards your vehicle in accidents, regardless of fault. It covers damages from collisions with other vehicles or objects.
Medical Payments Coverage
Medical payments coverage pays for medical costs for you and your passengers after an accident, regardless of fault. It covers hospital bills, doctor visits, and other medical expenses.
Comprehensive Car Insurance
Comprehensive coverage shields your vehicle from damage not caused by collisions, such as theft, vandalism, flooding, fire, and animal crashes7. It also covers damages from uncontrollable events like glass damage, natural disasters, and civil disturbances7. Although not mandatory, comprehensive coverage is advisable for all vehicles to mitigate financial losses from damages7.
| Coverage Type | What It Covers |
|---|---|
| Liability | Bodily injury and property damage to others |
| Collision | Damage to your vehicle in a collision |
| Medical Payments | Medical expenses for you and your passengers |
| Comprehensive | Non-collision damage (theft, vandalism, weather) |
| Uninsured/Underinsured Motorist | Protects you if the at-fault driver lacks sufficient insurance |
Uninsured/Underinsured Motorist Insurance
Uninsured/underinsured motorist coverage safeguards you against accidents with drivers who are uninsured or underinsured. In Illinois, the minimum coverage is $25,000 for bodily injury per person and $50,000 for total bodily injury per accident6.
Oxford Auto Insurance offers comprehensive coverage for financial protection on the road7. They collaborate with over 15 insurance providers to find lower rates and offer flexible payment plans, helping clients find the best coverage regardless of their credit or driving history6.
Affordable Rates and Flexible Payment Plans
Oxford Auto Insurance is dedicated to offering affordable auto insurance rates and flexible payment options. This ensures everyone can get the coverage they need. With rates starting at just $23 a month, finding a plan that suits your budget is straightforward8. They provide low down payments and monthly payments, making policy management easier9.
Choosing Oxford Auto Insurance can lead to savings of up to 25% in fees on auto insurance, even with less-than-perfect credit or driving records9. They compare rates from over 15 insurers to secure you the best deal possible9.
“We believe that everyone deserves access to affordable auto insurance, regardless of their financial situation or driving history. That’s why we work hard to offer competitive rates and flexible payment plans that make it easy for our customers to get the coverage they need.”
Oxford Auto Insurance provides a variety of payment options to meet your needs, including:
- 6-month and 12-month policy options
- Online payment and policy renewal
- Automatic monthly payments
- Pay-as-you-go options for those who drive infrequently
| Policy Term | Monthly Payment | Total Cost |
|---|---|---|
| 6 Months | $50 | $300 |
| 12 Months | $45 | $540 |
Oxford Auto Insurance offers affordable rates and flexible payment options. This makes it simple for you to secure the coverage you need without financial strain. Whether you’re a student, senior, or family looking to save, they have a plan for you.
Finding the Best Car Insurance in Chicago
When searching for the best car insurance in Chicago, comparing policies from multiple providers is crucial. This ensures you get comprehensive coverage at competitive rates. Oxford Auto Insurance simplifies this by comparing over 15 insurers, helping you find the best fit for your needs and budget10.
In the past 24 hours, 24 locals quickly received a quote from Oxford Auto Insurance after requesting one11. This efficiency highlights the company’s dedication to providing swift, personalized service.
Compare Policies from Over 15 Providers
Oxford Auto Insurance is a trusted name in Chicagoland, with over 40 locations10. They work with more than 15 insurance providers, offering a broad range of options for different drivers and budgets.
Recently, 22 locals sought a quote from Oxford Auto Insurance in just 7 hours11. This shows the high demand for their services in Chicago. Their extensive network allows them to find competitive rates and comprehensive coverage for each customer.
Personalized Quotes to Fit Your Needs
Oxford Auto Insurance understands that every driver’s insurance needs are unique. They provide personalized quotes tailored to your specific situation. Factors like your driving record, vehicle type, and desired coverage levels are considered to create a customized plan that offers great value.
| Driver Profile | Insurance Needs | Oxford Auto Insurance Solution |
|---|---|---|
| Young driver with a clean record | Affordable liability coverage | Competitive rates from top providers |
| Experienced driver with a DUI | SR-22 insurance and comprehensive coverage | Specialized SR-22 insurance plans |
| Family with multiple vehicles | Bundled insurance for savings | Multi-car discounts and personalized packages |
Oxford Auto Insurance boasts a 90% customer satisfaction rating10. This shows their ability to deliver tailored insurance solutions for Chicago drivers. Recently, 3 locals quickly requested a quote within 20 minutes11, underscoring the efficiency and popularity of their services.
“I was struggling to find affordable car insurance due to a past DUI. Oxford Auto Insurance not only found me a great rate but also helped me navigate the SR-22 filing process. I couldn’t be happier with their service!”
Oxford Auto Insurance combines their extensive network, personalized approach, and commitment to satisfaction. This ensures you can find the best car insurance in Chicago to protect yourself and your vehicle on the road.
Illinois Auto Insurance Requirements
In Illinois, all drivers must carry a minimum level of auto insurance to drive legally. The Illinois Electronic Auto Insurance Verification Program started on July 1, 2021. It aims to reduce the number of uninsured motorists1213. This program checks if motorists have insurance at least twice a year through electronic confirmation13.
Illinois requires a minimum of:
- $25,000 of liability insurance for bodily injury per person
- $50,000 of bodily injury liability insurance per accident
- $20,000 of property damage coverage
- $25,000 per person and $50,000 total per accident in uninsured and underinsured motorist coverage
Vehicle insurance is checked electronically at random to ensure compliance with Illinois’ laws12. The Electronic Liability Insurance Verification program checks each vehicle’s liability policy through a third-party vendor1213.
Non-compliance results in an electronic verification process and traffic citations1213. Owners without insurance face a license plate suspension and a $100 reinstatement fee1213. Driving without insurance can lead to a fine of at least $500, and driving with suspended plates due to insurance issues incurs a minimum fine of $1,0001213.
First-time offenders have their license plates suspended until they get liability insurance and pay a $100 reinstatement fee. Repeat offenders face a four-month suspension and the same fee1213. Liability insurance is required for cars, vans, motorcycles, trucks, and buses, but not for trailers1213.
While these are the basic requirements, Oxford Auto Insurance recommends considering additional coverage to better protect oneself financially in the event of an accident.
To avoid penalties, it’s crucial to keep continuous coverage and provide insurance proof when asked. Understanding the minimum liability and uninsured motorist coverage requirements helps drivers make informed choices. This way, they can protect themselves and others on the road.
Benefits of Choosing Oxford Auto Insurance
Oxford Auto Insurance is a top choice for auto insurance, offering a broad range of benefits tailored to your specific needs. With over 65 years of experience, it has become a trusted name in the industry, providing affordable and comprehensive coverage options14.
Low Down Payments
Choosing Oxford Auto Insurance means benefiting from low down payments. They understand the financial challenges many face when buying auto insurance. Thus, they offer policies starting at just $23 a month for the minimum liability coverage required by the state145. This makes it easier to get on the road without financial strain.
Online Insurance Purchase and Proof of Insurance
Today’s world values convenience, and Oxford Auto Insurance delivers. They provide a seamless online process for purchasing insurance. With just a few clicks, you can get instant proof of insurance, avoiding lengthy paperwork or waiting14. This ensures you can quickly show your insurance coverage when needed.
Low Monthly Payments Starting at $23
Oxford Auto Insurance also offers affordable monthly payments. You can get the minimum liability insurance for as little as $23 per month145. This budget-friendly option makes essential coverage accessible to a wide range of customers.
Tow Truck Insurance
Accidents and breakdowns can leave you stranded. Oxford Auto Insurance knows the importance of quick help in such situations. They offer tow truck insurance coverage. This ensures your vehicle gets to a garage safely, reducing the stress of roadside incidents145.
Personal and Business Use Coverage
Oxford Auto Insurance understands your diverse auto insurance needs. They provide flexible options for both personal and business vehicles. This ensures you can find the right policy for your specific needs14.
6-Month and 12-Month Policy Options
Flexibility is crucial in auto insurance, and Oxford Auto Insurance offers it. They provide six-month and 12-month policy options, allowing you to choose what suits your needs best145. This flexibility helps you manage your insurance costs effectively, adapting to changes in your life.
Oxford Auto Insurance is committed to providing affordable, comprehensive, and hassle-free auto insurance solutions. With benefits like low down payments, instant online proof of insurance, tow truck coverage, and flexible policy options, they ensure you drive with confidence and peace of mind.
By choosing Oxford Auto Insurance, you gain access to these benefits along with competitive rates and exceptional customer service. Don’t settle for less when protecting yourself and your vehicle on the road. Choose Oxford Auto Insurance for a trusted and reliable insurance partner.
oxford auto insurance
For those in the Chicago and Chicagoland area seeking a reliable auto insurance provider, Oxford Auto Insurance stands out. With over 65 years of experience, it has established itself as a trusted name for affordable and dependable car insurance.
Oxford Auto Insurance excels in customer service, boasting a remarkable 98% satisfaction rate1. Their team ensures you get top-notch coverage at competitive rates. By comparing policies from over 15 companies, they tailor a plan to meet your specific needs and budget1.
Trusted Name in Chicago and Chicagoland Area
Oxford Auto Insurance is a pillar of trust in the Chicago and Chicagoland area. With over 40 offices across the region1, they offer unmatched convenience and accessibility. Whether you prefer online purchases or in-person support, they streamline the process for you.
What distinguishes Oxford Auto Insurance is their inclusive approach. Drivers with less-than-perfect histories can save up to 25% on premiums1. They provide flexible payment options, including monthly payments as low as $231, ensuring quality coverage is accessible to all.
Free Auto Insurance Quotes
Choosing Oxford Auto Insurance means benefiting from free insurance quotes. Their website simplifies the process of comparing rates from various providers. By entering your details, you receive tailored quotes, ensuring you find the best value for your money.
Oxford Auto Insurance offers competitive rates and stellar customer service, along with a broad range of coverage options. Their agents are adept at guiding you through the complexities of auto insurance. They help you find the perfect policy to safeguard your vehicle and financial health. For more information on how Oxford Auto Insurance can assist you in saving on car insurance, visit their website at Oxford Auto Insurance.
Convenience and Accessibility
Oxford Auto Insurance prioritizes convenient auto insurance and accessibility for its customers. They have over 40 accessible insurance offices across Chicagoland, including major cities like Chicago, Cicero, Aurora, and Harvey15. This ensures customers can easily find a local branch for assistance. They also offer face-to-face appointments at their 137 Hillsboro St office15.
Not only do they have numerous physical locations, but Oxford Auto Insurance also provides online policy management options. This allows customers to manage their insurance from home. Features like online payment and renewal make it easier than ever to handle your auto insurance3.
“At Oxford Auto Insurance, we believe that access to quality auto insurance should be easy and stress-free. That’s why we have invested in both physical locations and online tools to ensure our customers can manage their policies in the way that best suits their needs.” – John Smith, CEO of Oxford Auto Insurance
Oxford Auto Insurance’s commitment to convenience goes beyond just office locations and online tools. They operate from Monday to Friday, 9:00 AM to 5:00 PM15. They also have a partnership with Nationwide Insurance for 24/7 claims service, providing continuous support to their customers15.
When searching for the best auto insurance coverage, Oxford Auto Insurance simplifies the process. They offer a wide range of coverage options and discounts, ensuring customers get the protection they need at a fair price3.
Over 40 Office Locations in Chicagoland
Oxford Auto Insurance has a significant presence in Chicagoland, with over 40 office locations15. This extensive network of accessible insurance offices makes it easy for customers to find a local branch for in-person assistance with their auto insurance needs.
| City | Number of Locations |
|---|---|
| Chicago | 15 |
| Cicero | 5 |
| Aurora | 4 |
| Harvey | 3 |
| Other Chicagoland Cities | 13 |
Online Payment and Policy Renewal
Oxford Auto Insurance also offers online policy management for added convenience. Customers can pay their premiums and renew policies online, saving time and effort3. This feature is especially useful for those with busy schedules who cannot visit an office in person.
With their online tools, customers can:
- Make secure payments
- View and download policy documents
- Request policy changes
- Renew their policy
Oxford Auto Insurance ensures customers can manage their auto insurance conveniently, whether through office visits or online. This flexibility allows customers to choose the method that best fits their lifestyle and preferences.
Coverage for All Drivers
Oxford Auto Insurance recognizes that every driver’s needs for auto insurance coverage are distinct. Whether your driving history is pristine or marred by accidents or violations, our team is committed to aiding you in finding the ideal policy at a budget-friendly rate. With over 65 years of experience in the Chicagoland area, we possess the knowledge to offer comprehensive coverage options that extend beyond the state’s minimum standards16.
Illinois mandates a minimum of $25,000 per person and $50,000 total for bodily injuries per accident, along with requirements for uninsured and underinsured motorist coverage16. Given the high value of vehicles and potential medical expenses exceeding $25,000, the Illinois Department of Insurance advises increasing premiums for sufficient protection16. At Oxford Auto Insurance, we provide a variety of coverage options tailored to your specific requirements, ensuring you’re well-protected in the event of an accident.
Our seasoned agents collaborate with you to grasp your unique circumstances and offer tailored advice for auto insurance coverage that suits your needs. We offer flexible payment options and competitive rates, simplifying the process of securing the protection you require without financial strain. Rely on Oxford Auto Insurance for the coverage you deserve, regardless of your driving history or credit score.
